Under the SmartWork Medical Insurance policy contractors are required to hold their own insurance policy, save where their work is exlusively carried out in the NHS, where the NHS indemnity scheme applies to all who provide services to the NHS. NHS comprises of the secondary care trust hospitals and clinics. The following areas of work are not covered GPs (including fundholders), general dental practitioners, family dentists, pharmacists or optometrists; other self employed health care professionals eg independent midwives; employees of FHS practices; employees of private hospitals; local education authorities; voluntary agencies. Please see details of the scheme at https://resolution.nhs.uk/wp-content/uploads/2018/10/NHS-Indemnity.pdf
All medical practitioners, dentists, nurses or midwives shall hold valid licences to practise in their respective specialisations and maintain registration with the GMC, GDC, NMC or equivalent organisation at all times.
All medical practitioners, dentists, nurses or midwives shall belong to and shall subscribe to the Medical Defence Union or Medical Protection Society or the Royal College of Nursing or Royal College of Midwives or other equivalent organisation or shall be otherwise insured under a separate Policy of insurance against their own malpractice, professional acts, errors, omissions or negligence.
If you are working for a private medical practice you must provide SmartWork with a copy of the appropriate medical professional liability insurance. This should reflect the risks associated with the scope of your practice and provide sufficient cover if a claim is made against you. If you cannot provide us with a copy you will not be able to work through SmartWork.
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